Budgeting for your Stockpile
If you are just beginning or haven't even started yet, it is likely you have been buying items as you need them from week to week. Because you do not have a stockpile of products there are numerous items you need to purchase this week. (An example list might include; ground beef, cereal, pasta, italian sauce, tuna, lunch meat, snacks, paper towels, shaving cream, bathroom cleaner...and so on). Now let's assume your budget for grocery and household items is $200.00 per week. Stockpiling doesn't mean because cereal is on sale this week and with your coupons making it $1.00 a box you should go buy 200 boxes of cereal. Here's dinner kids, chex cereal! And we are having it all week. Dry. Because I didn't buy milk. Yum!
A stockpile is built slowly over time and then maintained. Start by giving yourself a small portion of your overall grocery budget to go towards your stockpile. Say $10.00. You will spend $190.00 shopping as you have been, from week to week and use the remaining $10.00 on building your stockpile. For example...
Week 1: Toothbrushes are on sale 2 for $3.00. You have multiple coupons for .50 that will double to $1.00 making the final cost of each toothbrush 50 cents. Staying within your $10.00 stockpile budget you can purchase 20 toothbrushes. And your stockpile is now officially started!
Week 2: That cereal we mentioned above that regulary retails for $3.50 a box is available to you for $1.00 per box. Buy 10 boxes to stay within your stockpile budget. Assuming your family eats 1 box per week you now have 10 weeks where you will not have to buy cereal again. You can now up your stockpile budget and lessen your weekly needs budget. Let's go to $15.00 for your stockpile next week.
Week 3: That deodorant I got is .07 each again with all of your coupons. Go crazy and buy 40 sticks. 40 x .07 = $2.80. You still have over $12.00 to spend on your stockpile! Potato Chips are on sale for 2 for $4.00. You have 10 coupons for .75 off making each bag $1.25 so you will purchase 10 bags. Total for your chips; $12.50. Oops we went .30 over budget. But it was worth it.
Week 4: Pasta is on sale 10 for $10.00 or $1.00 each. You have 20 coupons for .55 off making each box 45 cents. Use all 20 coupons to purchase 20 boxes for a total of $9.00. You still have $6.00 left in your stockpile budget. That cereal deal is still available and you've acquired more coupons in the past 2 weeks so go ahead and grab 6 more boxes towards maintaining your cereal stockpile.
At the end of your first month your stockpile contains the following...
16 Boxes of Cereal
40 Sticks of deodorant
10 Bags of Potato Chips
20 Boxes of Pasta
Not bad for just 1 month.
As your stockpile grows you can allow for more and more money towards your stockpile budget because little by little you have reduced the amount of items that are going on your weekly "need now" grocery list. It is possible that after some time, aside from maintaining your stockpile, the only items you will need to purchase weekly will be products with a very short shelf life such as produce and milk.